Spending Limits
You can use the Spending Monitor to block transactions over a given dollar amount.
Purchase spending limit
To block transactions over a given dollar amount, take the following steps:
- Through your administrator dashboard, go to the “Spending Monitor” tab, and scroll down to the “Purchase spending limit” section.
- Check the box to the left of “Block transaction over $,” and enter the desired dollar amount.
Additional information regarding purchase spending limits
Please consider the following information when setting purchase spending limits:
- Some merchants will authorize an amount greater than the purchase price to account for potential additional charges, such as gratuity or hotel incidentals. This is called a “pre-authorization”, and it is common for merchants where the exact amount owed isn’t known at the time the merchant swipes the Card (e.g., gas stations, restaurants, and hotels).
- If a purchase spending limit is set, and the total amount authorized exceeds the purchase spending limit, that purchase will be declined. For example, if the purchase spending limit is set to $30 and the restaurant bill before tip is $28, that purchase would likely be declined if there’s an additional authorization to account for a potential tip.
- If you elect to use this feature, we recommend carefully selecting the purchase spending limit amount to avoid unintentional Card declines.
- Purchase spending limits determine the amount a cardholder can spend on a single transaction. Please be aware there is no limit to the number of transactions a cardholder can make at a given merchant